Overview

Job Title: Prudential Risk ManagerWe’re seeking a pragmatic, analytically minded professional with strong prudential insight to join our risk management team. This is a high-impact role for someone who can bridge regulatory knowledge with hands-on delivery across all risk stripes — especially in the areas of prudential and enterprise risk - within financial services and payments. You’ll design and implement risk frameworks that address capital adequacy, safeguarding and support enterprise-level stress testing and wind-down planning. Technical skills, especially in excel and/or python, will be instrumental to success in this role.What you’ll do

Contribute to the second line assessment and oversight of capital adequacy and safeguarding, ensuring policies are implemented, risk-informed and regulatory-aligned.Deliver enterprise-wide stress testing exercises and refresh of wind-down plan aligned to regulatory expectations and industry practice.Enhance enterprise risk management through robust risk identification, control design, risk analytics, and scenario testing.Build scalable tools and reporting mechanisms to monitor key risk metrics and regulatory thresholds.Influence senior stakeholders and cross-functional teams with structured, data-driven insights.Analyse financial and operational risk exposures and evaluate adequacy of capital and safeguarding controls to ensure prudential requirements are met.Develop automated tools and models (preferably using Excel/Python) to monitor and report risk metrics and support stress testing planning and execution activities.Support regulatory submissions and internal risk governance processes with high-quality analytics and reporting.Liaise with external auditors, legal counsel, and regulatory advisors on matters of prudential and operational risk.Draft and maintain risk policies, Board papers, and regulatory documentation that reflect evolving regulatory expectations.What you need to bring

An undergraduate degree or higher in Economics, Accounting, Finance, Mathematics, Business, or a related field.Strong experience in financial services, preferably with exposure to payments, fintech, banking, and/or consulting environments.Knowledge of regulatory frameworks such as Safeguarding, EMR, Basel, IFRS, RRPs.Proven experience in completing ICAAPs/ILAAPs, stress testing, wind-down planning, including quantification techniques of capital charges across credit, operational, and market risk.Experience working in a second line risk function or treasury team with solid knowledge of financial, liquidity, operational and/or credit risk.Proficiency in Python for data analysis, modelling, or automation, with an ability to translate insights into action.Experience in project and programme management, designing and executing plans to ensure delivery on time and quality, and escalating risk and issues appropriately.Excellent stakeholder engagement, documentation, and communication skills.Company and Benefits

PayPal offers a balanced hybrid work model with 3 days in the office and 2 days at your choice of PayPal office or home workspace, supporting collaboration and flexibility.We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit the PayPal site.Equality and Inclusion

Commitment to Diversity and Inclusion. PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, veteran status, or any other characteristic protected by federal, state, or local law. PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at the provided channels.Belonging at PayPal: Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

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