The mission of a Director is to independently originate high quality new deals, which fit within the OakNorth thesis of supporting high quality entrepreneurs and profitable growing businesses. They are expected to take full end to end ownership, with a strong focus on credit discipline and driving customer delight. Play a key role in embracing / living OakNorth''s entrepreneurial attitude.You will:

Originate, structure, execute transactions that meet the lending requirements of OakNorthManage and further develop existing customer relationships, along with identifying new relationships and opportunities in the marketWork as part of a team on the execution of corporate finance / real estate / property / trading business transactionsBuild the profile of Bank in the external market with, for example SMEs, KBIs, Advisors and Private Equity firmsAssess appropriate organic and inorganic growth opportunities for OakNorth Bank in the marketSpread financial accounts and financial modellingAnalyse financial accounts and manage information and prepare credit memorandumsAnalyse financial models including forecasted cash flows and sensitivities to assess debt capacity and repaymentEnsure transactions are documented in accordance with credit approved terms and credit sanctionsMeet team and individual targets including profit, credit quality, new customers, retention and customer satisfactionHave an overview of ongoing relationship management and client experienceDrive innovation in the product proposition to improve customer experience levels whilst maintaining asset qualityEnsure high level of customer experience at all timesMeet team and individual targets set by OakNorth ExCo, CEO and the BoardStructure transactions appropriately, and provide full credit reports to sanctioning authorityMaintain close relationships with customers and report to Credit in line with policy, in a timely mannerAct in accordance with OakNorth Bank’s values at all timesYou have:

In depth understanding of SME lending, Real Estate and Trading BusinessesExcellent communication and customer facing skillsGood understanding of business processes, strategy and credit policiesStrong credit, financial analysis and modelling skills, including the ability to write good quality, structured credit papersExperience in the analysis of senior, stretched senior and mezzanine cashflow unsecured transactionsLegal documentation skillsExperience in presenting credit case internally to a credit committeeStrong problem solving abilityDegree in Finance / Commerce or equivalentAbout UsWe’re OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace.Banking should be barrier-free. It’s a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools.But we go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.

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