Credit Risk Analyst £45,000-£50,000London + hybrid working (3-4 days per week in the office)Harnham are working with a fast growing UK lender in the secured and unsecured lending space, hiring a Credit Risk Analyst to support their next phase of growth. This is a great opportunity for an early career analyst to join a business launching new products and scaling rapidly.THE COMPANYA high growth UK lending scale-up offering innovative consumer credit products.Recently reached profitability and now entering a major expansion phase, including the launch of a new unsecured loan product.Operates in a fast paced, low bureaucracy environment where analysts can make a real impact.THE ROLE This role sits within a growing credit risk function and will focus on shaping acquisition strategies, underwriting policy and supporting the launch of new lending products. You''ll work across a broad variety of projects within credit risk, with the opportunity to develop modelling and decisioning skills. Specifically, you can expect to be involved in: Developing and optimising credit strategies for new customer acquisition.Working on origination, scoring cut-offs and accept/decline policies.Enhancing and maintaining decision engine logic.Contributing to credit modelling and wider analytics where appropriate.Using data to support improvements across the full credit life cycle. YOUR SKILLS AND EXPERIENCE1-2 years'' experience in credit risk, financial services analytics, or similar data-driven ..... full job details .....