Strong end-to-end knowledge of credit strategy, spanning application, underwriting, customer management, and debt recovery. Experience in credit strategy management roles, with a proven track record of delivery Expertise in SAS analytics and configuration of credit customer management systems, including leadership of teams responsible for these functions Demonstrated experience in leading and delivering organisational change and transformation initiatives Solid understanding of analytical methodologies and their practical application in credit risk and customer management Strong working knowledge of regulatory frameworks Applicants must be located and eligible to work in the UK without sponsorship. Please note, should feedback not be received within 28 days, unfortunately your application has been unsuccessful. In applying for this role, you may be registered on our database so we can contact you about suitable opportunities in future. Your data will be managed in accordance with our Privacy Policy, which can be found on our website. If you would like this job advertisement in an alternative format, please contact MERJE directly. ..... full job details .....