Overview

The engine in any insurance company is working out the correct price we should charge to cover the claims costs we expect to have - and this role leads on that. Absolutely at the heart of our pricing strategy, you\''ll be leading on the development of pricing strategies with a high level of accountability on making sure we get the mix of customer value with our own commercial ambitions right. This is a small but very mighty team, we get things done at speed and have the right processes and support within our team to allow us to do this. This is the place to be if you want to make change and see the impact.Accountabilities

Ownership of Telematics Underwriting (UW) Pricing strategies with responsibility for net price we deliver to the customer, with a view to creating equal balance between customer and company value (delivering against our pricing strategy)Hands on development of our UW Pricing models using various data sets and techniques to deliver the optimal pricing outcomeAnalyse large complex datasets to drive decision making that translates into commercial and customer valueBuilding and delivering robust MI and BI reporting to track key metrics and support trading and business decision making - allowing you to gain approval with our panel on your changesGrounding all data and pricing decisions / practices in clear documented principles, as well as managing and developing processes that reduce the likelihood of errors occurring always with the customer in mindEnsure the customer is always delivered with a price that is fair, justifiable and in-line with our governance and processesDeveloping new solutions (such as machine learning algorithms) to automate processes where they could had additional value and reduce the need for manual intervention long-termDesire to continue learning new modelling techniques / finding new data sources to ensure we stay ahead of our competitorsCommercial awareness and an understanding of what makes a successful and profitable businessAbility to interact effectively with a wide variety of individuals, both technical and non-technicalAdvanced programming language skill (This could be R, Phyton, SQL, Radar or any other coding-based languageExperience of managing large datasets (storage, de-duping etc.) would be of great useKeen eye for detailStrong numerical and analytical skillsExcellent communication skills and stakeholder managementThe ability to work under pressure and prioritize accordinglyAbility to think strategically about long-term goals and balance short-term objectiveDesirable

Understanding of the insurance marketWorking with external partnersKnowledge of financial services regulation, for example FCA and TCF guidelinesAbout the company and benefits

We\''re a digital insurance provider with a clear strategy to become the best and biggest player in the UK market. As a company, we\''ve made huge investments in our technology, pricing, data and analytics capabilities over the past few years, along with nurturing our 4Cs culture and substantial investment in our people. And as a Finance team, we\''re doing exactly the same - building a market leading finance technology platform, investing in our team and our approach to leadership development, with a real focus on commercially adding value to the business. Join us and you\''ll find a different way of doing things. We call it the 4Cs. We focus on getting it right for our colleagues, customers, company and community. As one of our colleagues, you\''ll be helping to drive our growth, so in return, we\''ll give you all the support, training and development you need. Not to mention plenty of recognition and rewards, and the scope to voice your ideas and put them into practice.As a Disability Confident employer, we\''re committed to ensuring our recruitment processes are fully inclusive - what this means to you is if you\''re applying for a job with us, you\''ll have fair access to support and adjustments throughout your recruitment journey. We also welcome applications through the Disability Confident Scheme (DCS). For more information on the DCS, please visit our inclusive business page on our careers websiteBenefits and Diversity and Inclusion

Benefits: in addition to a competitive salary and £5k car allowance you will also receive… Flexible working - we champion a flexible hybrid working approach - please speak to your recruiter to discuss in more detail. Competitive bonus scheme - all colleagues are eligible for our annual 4Cs performance bonus. Physical wellbeing - as a Band 4 colleague, Hastings pay for you to receive private medical Insurance. Financial wellbeing - as well as providing you with 4x your salary with our life assurance cover, income protection at no extra cost, and matched pension contributions up to 10%. Mental wellbeing programme - Thrive app, colleagues assistance programme 24/7, in-house mental health first aiders and support groups. 27 days annual leave + bank holidays, with option to buy or sell one week, and other schemes.Hastings Group is an equal opportunities employer. We welcome applications from all suitably skilled persons regardless of gender, age, race, disability, ethnic background, religion/belief, sexual orientation, gender reassignment or marital/family status. We have a thorough referencing process, including credit and criminal record checks. If you require any reasonable adjustments during the recruitment process, we encourage you to be open with us.Our recruitment team is here to provide the support you need to ensure a fair and accessible experience for all.Job posting end dateEqual Opportunities

Hastings Direct is committed to creating an inclusive environment where everyone has the opportunity to succeed. We are a Disability Confident employer and welcome applications through the Disability Confident Scheme (DCS). For more information on the DCS, please visit our inclusive business page on our careers website.

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