Zilch is a payment tech company on a mission to create the most empowering way to pay for anything, anywhere. Combining the best of debit, credit and savings, we give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest free and with no late fees. Pretty great, right?We started in 2018 with a small team and a big dream - to make credit accessible to all. Since then, we''ve achieved double unicorn status and taken on more than 5 million customers. There are some exciting projects coming up and we’ve got big growth plans.Want to join us?About the role

We are looking for an experienced General Counsel on a 12 month fixed term contract basis to head up our in-house Legal team. You will be responsible for driving all legal aspects related to Zilch in line with our risk appetite. This includes corporate and company secretarial activities (including investor agreements and employee share options scheme), contracting with vendors, debt funders, suppliers, and other stakeholders, ownership of regulated contracts and Terms and Conditions as they relate to customers as well as any other ad-hoc legal elements that arise. You would be responsible for managing all legal implications to the company resulting from any contractual relationships and applying your skill set to identify and provide solutions to any legal aspects which may impact the company, making use of expert legal opinion where appropriate.You will manage and be supported by three senior legal counsels (who advise on corporate and commercial matters) and a governance manager/ company secretary.Day-to-day responsibilities

Advising the Board and Co-founders on corporate and company secretarial legal mattersEnsuring commercial contracts are negotiated in line with the company risk appetite and rights and obligations arising from these contracts are visible to the business and managed on an ongoing basisEnsure compliance with requirements of debt funding agreements including seeking necessary approvals (for instance to update standard loan documentation with customers). Interacting with debt funding providers and their counsel where necessary on legal mattersWorking with Compliance department to ensure customer Regulated Credit Agreements and Terms and Conditions are compliant with all relevant regulation and best practice, and are clear and easy for customers to understandWorking with stakeholders across the business to ensure the product is designed in a legally compliant manner, and all considerations when dealing with customers are taken into account (for instance notice periods for changes to customer terms)Providing support in the process of applying for any relevant licensing for new or current activities (working with Compliance)Managing the contractual elements of the employee share scheme and any other option or warrant instruments (Zilch works with Capdesk)Working with Co-founders and investors through subscription and shareholder agreements pertaining to investment roundsInteracting with, managing, and briefing external law firms where applicable in specialist areasManaging and developing the Legal team (currently including three senior legal counsels and a governance manager/company secretary).Any other work as reasonably requiredProven experience as a General CounselGood commercial and financial awareness to complement legal skillsStrong management skills including coaching and mentoringPragmatic approach to all mattersPrevious experience working in a fintech/scale-up business in the regulated consumer finance sectorHigh attention to detail, along with ability to balance the pragmatic with legal formComfort in dealing with senior stakeholders including the Board, Co Founders and ExcoAbility to work at a high pace sometimes autonomously as requiredAbility to manage a number of work streams concurrently and ensure business needs are met within agreed timeframesAbility to distil complex elements into actionable solutions, including the ability to explain implications of legal concepts to stakeholders without legal backgroundsBenefits

Compensation and Savings: Income Protection.Permanent employees enjoy access to our Share Options Scheme.5% back on in-app purchases.£200 for WFH Setup.Private Medical Insurance including GP consultations (video, telephone or face-to-face), Prescribed medication, In-patient, day-patient and out-patient care, Mental health support, Physiotherapy, Advanced cancer cover.Employee Assistance Programme including: Unlimited mental health sessions, 24/7 remote GP and physiotherapy, 24/7 helpline for emotional and practical support.Savings and discounts on everyday shopping.1:1 personalised well-being consultations.Family Friendly Policies

Enhanced maternity pay.Enhanced paternity pay.Enhanced adoption pay.Enhanced shared parental leave.Learning and Development

Professional Qualifications.Professional Memberships.Learning Suite for e-courses.Internal Training Programmes.FCA and Regulatory training.Hybrid Working.Casual dress code.Workplace socials.To apply for this role

please submit your CV along with a cover letter.We acknowledge receipt of your resume for a position at Zilch and we appreciate your interest in joining our business.We will screen all applicants and select candidates whose qualifications meet our requirements. We will carefully consider your application during the initial screening and will contact you if you are selected to continue to the next stage of the recruitment process. We wish you every success.Zilch Technology is an equal opportunities employer and we encourage all applications from suitably qualified and eligible candidates regardless of sex, race, disability, age, sexual orientation, religion or belief.Apply for this Job

Do you require a Visa Sponsorship? Do you live within commutable distance from our London Victoria office? Are you able to come to the office 3 days a week? (Monday, Wednesday and Thursday subject to change) Can you briefly share how your skills and experience align with the job requirements

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