Credit Risk Architect - HIRING ASAPStart date: ASAP Duration: 12 months Location: 2 days in Knutsford office, 3 days remoteRate: £500 - £568 per day inside ir35SummaryA Credit Risk Decisioning and Affordability Architect designs and develops the technology strategy and systems used to assess the creditworthiness and financial capacity of loan applicants. This role focuses on building the overall architecture for the lending process, combining data, advanced analytics, and regulatory knowledge to create automated, efficient, and compliant decision-making platforms. ResponsibilitiesArchitecting decision platforms: Design, build, and implement the technical architecture for end-to-end credit risk decisioning and affordability solutions. This includes integrating various data sources (internal and external), analytical models, and rule-based engines.Developing credit strategy: Translate business objectives and credit policy into technical requirements and system rules. This includes defining risk appetite, decision flows, and the criteria for approving, denying, or referring credit applications.Overseeing model development: Work closely with data scientists and credit risk model developers to integrate statistical and machine learning models into the decisioning architecture. This includes models for credit scoring, loss forecasting, and affordability assessments.Ensuring regulatory compliance: Incorporate all relevant regulatory requirements (eg, responsible lending ..... full job details .....