Job DescriptionPortfolio Credit Risk ManagerCommercial Real Estate (CRE)City of LondonPermanent£85,000cer Financial are working alongside a financial services firm who are based in the City of London. They are seeking a Portfolio Credit Risk Manager to work them on a permanent basis.The responsibilities of the Portfolio Credit Risk Manager will include:Be able to work independently and manage multiple loan portfolios and when required monitor, report and advise key stakeholders on CRE asset management and loan asset management strategies involving a portfolio of performing loans and non-performing loans.Prepare monthly, quarterly credit reports and annual reviews.Undertake credit rating reviews.Collecting and analysing Borrower reports (Rent Rolls, Operating statements, Covenants etc.) and presenting to client.Attending and present at weekly / monthly committees.Represent clients and investors on a daily basis through role as primary servicer.Support and work with Legal and Senior Management on the closing of new deals.With Experience, coach other teams members of the Asset Surveillance and wider Primary Servicing teams.Ensure systems are up to date.Regular (at least annual) analysis of key risks including financial risk, operational risk, supplier/ guarantor risk, country/regulatory risk and market risk (as applicable).Monitoring relevant macro news articles and keeping up to date with market trends.Review and analyse financial accounts (annual, quarterly and monthly).Review/update of cash flow models (incl. base case and downside/stress case scenarios) to assess future performance and risks.

The successful Portfolio Credit Risk Manager will have:Previous experience in commercial loan servicing in the UK or elsewhere in Europe.Experience within financial services or banking.Strong understanding of real estate finance and complex deal structures.Experience on CMBS loans and working within a related credit environment involving CRE.Proven analytical skills and fully proficient using excel.Solid analytical and technical skills and the desire to understand complex loan documents and borrower structures if not already experienced.Analytical skills to understand complex loan documents and borrower structures.

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