Credit Review Associate

Job Title: Credit Review AssociateLocation: LondonContract: (6 months) About Us:Our client, a leading player in the financial services industry, is seeking a skilled Credit Review Associate to join their dynamic team in London. This role is pivotal in supporting the bank''s growing corporate loan portfolio by ensuring sound credit decisions that align with the bank''s risk appetite and regulatory requirements. Key Responsibilities:analyse financial statements, including balance sheets, income statements, and cash flow statements to assess the financial health and creditworthiness of corporate clients.Conduct qualitative and quantitative risk assessments, considering industry analysis, market conditions, and specific company risks.Assign obligor gradings based on the bank''s rating framework and submit for review and approval.Regularly update obligor gradings in response to changes in client financial performance or market conditions.Develop financial projections and perform stress testing to evaluate the impact of adverse conditions on creditworthiness.Collaborate with relationship managers to structure credit facilities that meet client needs and adhere to the bank''s risk appetite.Prepare comprehensive credit applications, including recommendations on credit limits and terms.Ensure timely and accurate maintenance of all credit-related documentation, adhering to internal policies and regulatory requirements.Maintain detailed records for audit purposes and communicate ..... full job details .....
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