Senior Motor Underwriter - Home Based, United Kingdom Salary: Up to 85,000 (DOE)We have an exciting opportunity to join our Personal Lines Team as a Senior Motor Underwriter !At Cova Insurance , we''re all about protecting what matters most - whether it''s your home, your car, or your business. With our award-winning customer service and a wide range of insurance products, we''re here to make a real difference.Our purpose is simple but powerful: to help protect people against the worst happening and put it right if it does . It''s what drives us every day, and it''s why our people are proud to be part of something meaningful!Our mission is to build inclusive, empowered teams where everyone feels welcome and valued! We celebrate what makes each of us unique and believe that diversity drives innovation and success. Whoever you are, we want you to feel confident being yourself in your team at work.This is a hybrid position, combining the best of both worlds - working from home and spending time in our Halifax OfficeThis is more than just a job - it''s a chance to grow, develop, and be part of something great.What are the core responsibilities?Support the delivery of the motor strategy by managing and evolving underwriting risk appetite.Identify emerging risks and collaborate on underwriting solutions to address opportunities and threats.Analyse portfolio profitability and take action to ensure performance meets or exceeds the target COR.Oversee and optimise the motor underwriting footprint in line with strategic goals.Evaluate deals and performance areas, making underwriting decisions that align with risk appetite and return requirements.Collaborate effectively with technical teams such as Pricing, Trading, and Claims to support informed decision-making.What will help you stand out?Collaboration and Communication: Work effectively across Personal Lines, communicate openly, and foster respectful, constructive dialogue.Adaptability and Engagement: Embrace and drive change to enhance team engagement and business outcomes.Initiative and Problem-Solving: Be self-motivated, proactive, and solution-focused with a confident approach to underwriting decisions.Organisation and Relationships: Demonstrate strong planning skills and build lasting relationships with internal and external stakeholders.Leadership and Experience: Lead by example, motivate others, and bring senior-level experience in managing underwriters and stakeholder relationships.Technical Expertise and Qualifications: Possess advanced knowledge of UK motor insurance and underwriting, with FCII or ACII qualifications and A-Level education or equivalent.Not sure if you tick every box? That''s okay!At Cova , we know that great people don''t always meet every single requirement listed in a job ad. If this role excites you and you think you could be a good fit, we''d love to hear from you - so go ahead and apply! We''re all about building a diverse, inclusive team where everyone can thrive.The perks of joining us...Flexible working - 36.25 hours a week with flexitime and hybrid optionsAnnual pay review - plus performance bonuses (up to 30% depending on level)Generous holidays - 25-27 days + bank holidays, with buy/sell optionsPension perks - 7.5% employer contribution, rising to 9% with your inputA culture where everyone belongs - we''re committed to diversity, equity and inclusion, with real action, employee-led community groups, and ongoing learning to make Cova a place where everyone can thriveMental and financial support - through our dedicated Wellbeing groupCareer growth - training, qualifications and apprenticeships to help you thriveHealth and wellbeing - private medical cover, 24/7 Virtual GP, health checks, flu jabs and moreDrive in style - Tusker Car Scheme with fully maintained insured vehiclesExtra savings - gym discounts, Cycle to Work, and retail offers via PerkpalAnd much more !Excited about this opportunity? So are we!Apply today and be part of our journey.As a Disability Confident Employer, we''re committed to fair and accessible recruitment. If you need any adjustments or support during the application process, just let us know - we''re here to help.Applicants must currently reside in the United Kingdom and possess full and unrestricted right to work in the UK. Unfortunately, we are unable to offer Visa sponsorship for this role.Salary:Up to 85,000 (DOE)Working hours:36.25